Credit Risk
Last year, for the first time in U.S. payments history, there were more electronic payment transactions than paper-based payment transactions.

As check volumes continue to decline and card payments accelerate, organizations are faced with unique opportunities and challenges. Moreover, a new wave of payments capabilities are offering competitors new opportunities to better serve the marketplace. Mercatus can help you strategize and implement programs to stay ahead of these trends.

Developing strategies and programs to support debit card growth: network selection, new product development, cost analyses

Assessing the strategies and opportunities for your ATM network: deployment and partnering strategies, new functionality and technologies, revenue enhancement & cost management programs

Evaluating opportunities across the new set of payment projects: pre-paid, money remittance, internet-based applications.

Developing strategies and programs to use payments capabilities as a source of differentiation... pricing, loyalty programs, special affinity offers.

Assessing long-term revenue potential and infrastructure requirements.

Establishing a comprehensive payments managment program across all product areas... credit, debit, pre-paid, wire transfer, and the internet.

To learn more, please contact us about your specific business needs.